Contact us now
0414 258 901

Smart Choice Home Loans
SCHL Pty Ltd
25 Riverbank Drive
Maribyrnong VIC 3032
ABN: 85 153 928 940

WE ARE OPEN
Mon – Thu: 9am – 9pm
Fri: 9am – 5pm
Sat 10am – 2pm

If you’re looking for a home loan,
Smart Choice Home Loans is here to help.

Download your free guide to using a mortgage broker

If it's your first home, or if it's time to renovate, refinance or invest, we're here to help make it happen.

OUR LOAN SERVICES INCLUDE:

  • Professional & personal loan advice
  • Home loans
  • Personal loans
  • Investment loans
  • Rate shopping
  • Loan concession
  • Consolidating your dept into one easy loan
  • Looking to change your existing loan
  • and more…

Why should you use a mortgage broker?

There are lots of good reasons why more than half of Australians now use a broker to secure a home loan. Probably the most important one that is we work for you, not the banks. We are your personal loan expert, available for the duration of your loan. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. We can provide the top loan offers and rate options from the banks, review and fill out the paperwork for you – we will support you all the way to your loan approval for the lifetime of your loan – all from the comfort of your home.

We streamline the process with a personal financial service

We are loan specialists to provide a tailored, personal financial service to you and your family. We go through your financial needs and goals, research the best loan products and rates from a range of banks and lenders to ensure we find the right solution for you.

We do all the paperwork, manage your loan application process and then take it through to settlement.

Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible.

In short, a personal mortgage broker & loan specialist is there to look out for your interests, so contact us today to find you the best deal or review your current loan(s).

Get started with our free guides.

Investing in property

Having the right people to help you is key when investing in property. Do your homework on the property market before you dive in, and we’ll be thrilled to help you when it comes to financing your decision.

Download Your Free Guide

Refinancing your home loan

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.

Download Your Free Guide

Becoming a first home buyer

Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The two big questions are how much you can borrow and what are your likely repayments to be.

Download Your Free Guide

We work fast, and we work hard for our clients.

Find out about the advantages of using a broker.

Having a broker negotiate finance on your behalf is the smart way to go as they look to save you time, stress and money. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re getting the right possible deal with your existing lender.

Crunch the numbers with our suite of calculators.

Take advantage of our 20 clever calculators including our borrowing power calculator, our loan comparison calculator and our extra repayment calculator. The range of calculators will help give you an idea of the amount you may be able to borrow and what the likely repayments may be.

Find out about the advantages of using a broker.

Having a broker negotiate finance on your behalf is the smart way to go as they look to save you time, stress and money. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re getting the right possible deal with your existing lender.

Using a mortgage broker is a smart way to go

Speak to us today
  • We provide real choice, looking to find you the right deal
  • We work with multiple lenders, keeping competition alive
  • We may negotiate a better outcome
  • We help at a time and place that suits you
  • We do the legwork for you

Smart Choice Home Loans Specialist

Office Location: 25 Riverbank Drive, Maribyrnong Vic 3032

Goran Trogrlic, Owner/ Director

Tel: 0414 258 901

COVID-19 UPDATE – ONLINE LOAN SERVICES

Virtual Loan Solutions in response to COVID-19 Melbourne lockdown restrictions

In response to Covid-19 we have introduced temporary new virtual appointments, as well as being able to verify your identity (VoI) and other processes to assist you, including:

• Electronic Verification of Identity

• Video conference

• Virtual guarantor appointments

• Virtual signing of loan documents at selected banks

• Non-inspection valuations

Contact us at Smart Choice Home Loans (SCHL Pty Ltd), Melbourne, for more information on these new processes and virtual solutions.