Home Loan Types
No Doc / Lo Doc Loans
No Doc / Lo Doc loans is a loan that does not require income verification such as PAYG or taxation returns.
As such they are often suitable for individuals who are self employed or contractors.
These loans are often a little more expensive to cover the higher risk.
Fixed Interest Loans
Fixed interated loans allow you to lock in your interest rate for a for certain number of years. Usually upto 5 yrs.
This allows you to plan for the future knowing that you will not have to worry about sudden rises in interest rates.
These loans can quite often be provided at rates under the standard variable home loan rate.
Professional Package Loans
Professional Package loans can be provided for clients whom borrow on a larger scale. These allow clients to access bigger discounts on the standard variable rate than those that are normally advertised.
Reverse Mortgage Loans
Ideal for retirees who wish to access equity in their home or investment property, but do not wish to be burdened by monthly repayments. These loans can be provided for any personal use at all.
Construction Loans
We can assist clients with finance to build their new home. Finance can also be provided to assist build holiday homes or investment units.
Lines of Credit / Equity Loans
We can assist client access the equity in their properties for all sorts of reasons including personal or investment use. A number of Banks will provide these facilities with similar discounts to those that we can provide with standard home loans.
100% Home Loans
Ideal for the potential first home owner whom has strong income but limited savings. With today’s high prices more and more clients are opting to borrow the full amount for their purchase in an endeavor to enter the market. We have several Banks who provide these loans, all at very competitive rates.
Call us now to discuss to your needs: 03 9863 9577